Retail Banking

Hong Kong banks' loan growth eases to 2% in October

This represents the fourth straight month of decline.

Hong Kong banks' loan growth eases to 2% in October

This represents the fourth straight month of decline.

High credit costs hit Indian banks' earnings turnaround

Net interest margins will widen at a snail's pace.

Chinese bank loan growth to hit 13.8% in 2019

The non-financial corporate segment will drive lending gains.

Chart of the Week: Retail deliquencies add to Chinese banks' bad loan problem

Lenders have been growing their retail units in chase of higher yields.

Asian banks rev up fintech partnerships to keep China's tech titans at bay

Incumbents are launching VC arms and innovation labs to avoid being outpaced.

Japanese banks tie up for QR code payment service

A trial will begin in October 2019 with full launch slated by April 2020.

Vietnamese banks' capital shortfalls triggers bond issuance frenzy

BIDV has approved the issuance of 400,000 bonds to raise $170.5m.

Korean banks shun traditional business as population ages

The share of non-bank assets hit 20.3% from 14.5% in 2013.

Will Philippine banks' rapid lending activities drain capital?

Funding will also tighten as banks ramp up credit extensions.

Chart of the Week: Taiwanese banks' capitalisation hit 11.4% in H1

This is above the prescribed tier 1 capital ratio of 8.5%.

Vietnamese banks cash in on $44b consumer finance market

The pivot to retail has boosted NIMs, loan growth and operational efficiency.

Singapore unveils framework to enhance payment services regulation

It will regulate systemically important payment systems and focus on retail payment services.