Retail Banking
Banks struggle to make digital sustainable
                                                                                 
                    
                    
  Those who excel in digital could reduce their costs by up to 30%.
                
                                
            Banks struggle to make digital sustainable
                                                                                                                 
                            
                            
  Those who excel in digital could reduce their costs by up to 30%.
                        
                                                
                        
    
                    It's boom time for Indonesian banks as economic growth remains promising
                                                                                                 
                        
                        
  Despite stable market conditions, the country’s economy is not quite out of the woods.
                    
                                        
                    
                Thai banks' profit growth to slow to 2% in Q2
                                                                                                 
                        
                        
  Blame it on limited room for NIM expansion and subdued non-II growth.
                    
                                        
                    
                China banks undergo deleveraging as tight liquidity persists
                                                                                                 
                        
                        
  But it's still in a nascent stage.
                    
                                        
                    
                Singapore banks' loan growth to hit 6% in FY17
                                                                                                 
                        
                        
  System loan growth moderated to 0.4% in May.
                    
                                        
                    
                Bank of China launches debt capital market centre in Singapore
                                                                                                 
                        
                        
  It will support the bank's strategy to broaden its investor base.
                    
                                        
                    
                AI, robotics to drive Hong Kong banks' growth
                                                                                                 
                        
                        
  But risk and regulation will remain a key focus.
                    
                                        
                    
                Can Thai banks withstand a financial crisis?
                                                                                                 
                        
                        
  The banks earned US$11.9b in 2016.
                    
                                        
                    
                Smaller Indonesian banks' funding costs expected to increase
                                                                                                 
                        
                        
  But the rise will be muted by the caps on time deposit rates.
                    
                                        
                    
                Singapore banks to be permitted to invest in e-commerce
                                                                                                 
                        
                        
  Banks will not need to seek prior regulatory approval to do so.
                    
                                        
                    
                Hong Kong banks' loan growth to hit 5.5% in 2017
                                                                                                 
                        
                        
  But credit growth will still slow over the next quarters.
                    
                                        
                    
                Seven Singapore banks to offer new peer-to-peer funds transfer service
                                                                                                 
                        
                        
  PayNow will be available from July 10.
                    
                                        
                    
                Weekly Global News Wrap Up: Banking crisis unlikely 'in our lifetime'; Banks to cut $1.2b in research spending
                                                                                                 
                        
                        
  And Euro zone lenders dampen financial sector recovery.
                    
                                        
                    
                Chart of the Week: Singapore banks' lending to the O&G sector rose by as much as 20%
                                                                                                 
                        
                        
  OCBC's exposure to the sector widened the most.
                    
                                        
                    
                Indonesian banks' capitalisation to be broadly stable
                                                                                                 
                        
                        
  Thanks to high core profitability and loan loss coverage ratios.
                    
                                        
                    
                Two regional Japanese banks' merger to be delayed as monopoly concerns rise
                                                                                                 
                        
                        
  The merger involves Fukuoka Financial Group and local rival Eighteenth Bank.
                    
                                        
                    
                Why CASA deposits are no longer a cheap source of funding for Singapore banks
                                                                                                 
                        
                        
  They've been paying up for such deposits to attract new customers.