Singapore

Macro headwinds will be the culprits.

It is an outsourced solution providing end-to-end execution, settlement and custody services.

New initiatives include the Asia Accelerator and FX4Cash.

BIL will utilize Deutsche Bank’s Autobahn App Market.

Asian banking operations face increasing exposure from regulators around the world to AML regulations – though the pressure locally is diverse in approaches and lacks enforcement. This is particularly challenging because regulators from different Asian countries have different approaches - principle-based versus rules-based - and maturity in their regulatory oversight.

OCBC sold F&N and APB while DBS sold its stake in BPI.

Higher-yielding unsecured personal lending will not be enough to offset higher funding costs.

But the bank may suffer from currency translation losses.

Find out what other risks loom for DBS.

They have already increased fixed deposit rates at ~1%.

Net interest gains are under pressure.

Singapore’s strengthening dollar is preventing the city-state from becoming an alternative to Hong Kong for renminbi deposits.

Blame it on a sharp pick-up in NPLs and impairments in 1H12.

6 in 10 consumers hate services that are not user-friendly.

But loan growth will thrive.

A 7% contraction looms.