In Focus

Deposit cap removal a bellwether for full interest-rate liberalisation in China

Chinese banks will remain highly influenced by policy directives.

Debt threat: Indonesian banks' profits pressured by rising bad debts and slowing economy

Bank Negara Indonesia's gross NPL ratio rose to 2.8% for the first nine months of 2015.

Banks lose out in cybersecurity

The rising sophistication of digital attacks means that banks must employ new measures.

Don't get your hopes up unless Singapore banks' NIMs expand by 30bps or more

An increase of 10bps has no significant effect on net profit.

More than 50% of the population across emerging Asia still unbanked

But financial inclusion in emerging Asia has visibly progressed since 2011.

Regulatory traps stall Singapore banks’ expansion

Greater regional exposure also comes with increased regulatory complexities.

Thai banks' interest income drops for 3 consecutive quarters

It fell by 1.2% in Q215, worsening from -0.8% in Q115.

Who's winning China's retail banking race?

The top bank raked in RMB238 billion in 2014.

Don't be fooled by Malaysia's strong business loan growth

The 10.2% growth could merely be a sign of cash flow constraints from operational bottlenecks.